Funeral expenses: Lock in today to avoid emotional overspending

funeral expenses are set at advanced planning for funeral
Funeral Director James Beaton and his staff help families make decisions regarding funeral services.

Funerals vary in style, from the simple to the elaborate. Prices vary, also, depending on the services and goods selected when making funeral arrangements.

“Paying for a funeral is a real expense, and hopefully you make some provision for it,” said funeral director James Beaton. While it’s better to sit down with James in person and review your options, price quotes are also available over the phone. Legacy’s personalized approach allows families to buy only what items and services they want.

Many families cash out their life insurance policy to cover funeral expenses, but not everyone has the wherewithal to pay for a funeral.

“We serve everyone with the same amount of dignity. We’ll help determine what they can afford and give them the closure they need. We would never deny someone the right to say goodbye to a loved one, based on what they can spend,” James said. Legacy Funeral Chapels provides families with a written general price list so they know the costs of different products and services.

By planning in advance, individuals can make their own choices and arrange for payment in a relaxed setting. They can even lock in today’s prices. Advance planning curtails the emotional overspending of well-meaning but frazzled family members who are planning a funeral in a hurry. Common funeral expenses include:

  • Services of a funeral director and staff
  • Transporting and sheltering the remains
  • Embalming and/or cremation
  • Casket or urn, burial vault
  • Use of a funeral home, church, or alternate venue
  • Cemetery plot, crypt, or niche
  • Cemetery marker or monument

The single most expensive item for a traditional funeral typically is a casket, and Legacy Funeral Chapels has several styles in a range of prices. Caskets, plus samples of urns and burial vaults, are available for viewing at the funeral home. Some individuals prefer to calculate their funeral expenses and pay in advance.

“Funding a funeral is a good idea if you are in the position to do so,” James said. ”It’s a conversation we have. But if money isn’t there, at least we know what you want.”

One entry on “Funeral expenses: Lock in today to avoid emotional overspending

  1. Thanks for sharing the great post! Yes I agree, Pre-planning may also include pre-paying to help ease the financial burden on survivors. You can often lock in current pricing as well, protecting yourself and your family from costs that rise over time. Funerals take place within a limited and emotionally difficult time, so it is important to avoid higher-cost funeral expenses and consider any cost-saving in advance.

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